EGM Insurance Brokers A family run business in the heart of Lincolnshire.

Hotel and B&B insurance policies can be tailored around the specific needs of your business, including products and public liability insurance, stock insurance and business content. You can be safe in the knowledge you are correctly covered in case of events such as damage property on your hotel premises as well as injury to guests or members of the public. As well as contents insurance to cover any stock or goods offered by your establishment.

At EGM we understand the demands of running a hotel and potential risks that you might want to cover in your insurance policy. We will provide you with a competitive quote tailored to your hotel.

Our commercial property product caters for all landlords with commercial properties. We can cover almost every occupation, including:-

• Shops
• Mixed developments such as residential accommodation above business premises
• Residential let portfolios
• Warehouses
• Manufacturing
• Industrial (Including High Hazard)
• Office Buildings
• Shopping Centres
• Leisure – Retail Property (Including Restaurants, Pubs and Takeaways)
• Residential Blocks of Flats

Cafe & Takeaway Insurance provides comprehensive business insurance package to meet the requirements of:-

• Takeaways
• Fish & Chip Shops
• Restaurants
• Cafe’s
• Coffee and Tea Shops
• Sandwich Bars
• Sushi Bars

Takeaways, in contrast to other retailers on the high street, tend to have a high value of business equipment and not insuring for the replacement value of this can have a serious effect on a claim in respect of damage or loss of other contents in the business.

Office Insurance is essential in protecting all office based businesses. Without the protection that only a quality office insurance policy can provide, a business is left unprotected against a variety of potential hazards.

Whether your client is newsagent, greengrocer, florist, butcher or other retailer we can provide a comprehensive shop package policy. In fact we provide cover for almost every type of shop, including those that other insurers consider unacceptable risks:

• Adult Shop
• Betting Shops
• Clothing Shops
• Target Stock

We have specialist knowledge and schemes to place the following high risk trades.

• Ground workers
• Roofers
• Scaffolders
• Piling contractors
• Steel fabricators/erectors

We have specialist knowledge of a whole range of business fleets from bus and coach, haulage, private ambulance, and taxis. We have extensive coverage both in Lloyds and the non Lloyds insurers.

From the small building firm to the large construction company we believe we can offer an alternative to your current provider. We have specialist markets that can offer a comprehensive cover for an excellent price.

Commercial Combined Insurance offers a wide protection against loss of, or damage to, buildings, contents, stock and other assets. A flexible bespoke policy built around your clients requirements providing wide coverage for most business types including:-

• Wholesale
• Manufacturing
• Warehousing
• Engineering
• Religious Establishments
• Large Retail, Hotel & Office Risks
• Leisure & Sport