EGM Insurance Brokers A family run business in the heart of Lincolnshire.

Our focus

professional service

We aim to provide a professional service to our clients covering all aspects of their needs. You will benefit from a ‘one point of contact’ service meaning that our clients always know the person they are dealing with and aren’t passed through a call centre.

Access to markets

We have access to over 200 national markets, including London market and strategic partnerships with some of the UK’s largest insurers. We have access to exclusive policy wordings developed in conjunction with both major and niche insurers.

Claims experience

In the event of a loss, is it essential to work quickly and efficiently to prevent further loss and get claims paid. Drawing on Movo’s strong insurer relationships, we will provide personal support every step of the way, until you are back to the same position before such a loss occurred.

Understand your business

We have the local and national knowledge and industry insights to better understand your business, circumstances and insurance needs. We provide true industry expertise and genuine personal service, backed by the strength of our Insurer partners.

Our Services

  • Hotel and B&B Insurance

    Hotel and B&B insurance policies can be tailored around the specific needs of your business, including products and public liability insurance, stock insurance and business content. You can be safe in the knowledge you are correctly covered in case of events such as damage property on your hotel premises as well as injury to guests or members of the public. As well as contents insurance to cover any stock or goods offered by your establishment.

    At EGM we understand the demands of running a hotel and potential risks that you might want to cover in your insurance policy. We will provide you with a competitive quote tailored to your hotel.

    Hotel and B&B Insurance
  • Property Owners Insurance

    Our commercial property product caters for all landlords with commercial properties. We can cover almost every occupation, including:-

    • Shops
    • Mixed developments such as residential accommodation above business premises
    • Residential let portfolios
    • Warehouses
    • Manufacturing
    • Industrial (Including High Hazard)
    • Office Buildings
    • Shopping Centres
    • Leisure – Retail Property (Including Restaurants, Pubs and Takeaways)
    • Residential Blocks of Flats
    Property Owners Insurance
  • Cafe & Takeaway Restaurant Insurance

    Cafe & Takeaway Insurance provides comprehensive business insurance package to meet the requirements of:-

    • Takeaways
    • Fish & Chip Shops
    • Restaurants
    • Cafe’s
    • Coffee and Tea Shops
    • Sandwich Bars
    • Sushi Bars

    Takeaways, in contrast to other retailers on the high street, tend to have a high value of business equipment and not insuring for the replacement value of this can have a serious effect on a claim in respect of damage or loss of other contents in the business.

    Cafe & Takeaway Restaurant Insurance
  • Office Insurance

    Office Insurance is essential in protecting all office based businesses. Without the protection that only a quality office insurance policy can provide, a business is left unprotected against a variety of potential hazards.

    Office Insurance
  • Retail Insurance

    Whether your client is newsagent, greengrocer, florist, butcher or other retailer we can provide a comprehensive shop package policy. In fact we provide cover for almost every type of shop, including those that other insurers consider unacceptable risks:

    • Adult Shop
    • Betting Shops
    • Clothing Shops
    • Target Stock
    Retail Insurance
  • High Risk Liability Insurance

    We have specialist knowledge and schemes to place the following high risk trades.

    • Ground workers
    • Roofers
    • Scaffolders
    • Piling contractors
    • Steel fabricators/erectors
    High Risk Liability Insurance
  • Motor Fleet Insurance

    We have specialist knowledge of a whole range of business fleets from bus and coach, haulage, private ambulance, and taxis. We have extensive coverage both in Lloyds and the non Lloyds insurers.

    Motor Fleet Insurance
  • Commercial Combined Insurance

    From the small building firm to the large construction company we believe we can offer an alternative to your current provider. We have specialist markets that can offer a comprehensive cover for an excellent price.

    Commercial Combined Insurance offers a wide protection against loss of, or damage to, buildings, contents, stock and other assets. A flexible bespoke policy built around your clients requirements providing wide coverage for most business types including:-

    • Wholesale
    • Manufacturing
    • Warehousing
    • Engineering
    • Religious Establishments
    • Large Retail, Hotel & Office Risks
    • Leisure & Sport
    Commercial Combined Insurance
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About Us

EGM Insurance Brokers is a family run business in the heart of Lincolnshire.
EGM Insurance Brokers

Our company philosophy is to give our client base a far more personal service than is typically seen within the commercial insurance market. Together with this personalised service we also assist on all matters arising from client's demands and needs, for example, dedicated assistance on claims handling. We are appointed representatives of Movo, who provide invaluable access to insurer markets and broking capability enabling us to compete on a national level and access over 200 insurer markets including local, London and Lloyds. Unlike some brokers, we are not tied to specific insurers but select insurers on the basis of the most appropriate policy wordings and cover for a risk, and not on the broker earnings from working with them.

  • Thoroughly understand our client needs and their business sector
  • Design insurance solutions with the best market, price and terms
  • Consistently deliver quality client service from local offices
  • Ensure claims are settled fairly and paid quickly

  • We have over 35 years’ experience.
  • We have access to all major insurers and aren't tide down to particular insurers.
  • we have the local knowledge and industry insights to better understand your business.
  • We will work quickly and efficiently to prevent further loss and get claims paid.
  • You can be rest assured you are in safe hands.

Our Team

Eddie McNally
Eddie McNally
Managing Director
Laura McNally
Laura McNally
Account Handler
Steve Rayner
Steve Rayner
Sales Manager

Proud Sponsors of Spalding United

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